Top 10 States With The Highest Car Insurance Rates In America 2023

Highest rates on car insurance in USA

What’s the states in the US this year that currently have the highest vehicle insurance coverage?.

In the US today, car insurance rates vary depending on states, insurance companies and other factors.

But there are certain states that currently cost the most per car insurance.

Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles.

Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. 

Which type of car insurance is cheapest?

Minimum liability insurance is the cheapest type of car insurance and lowest level of coverage required by most states.

Additionally, most car insurance quotes also include full coverage quotes for those who need a higher level of protection.

With that being said, below are the top 10 USA States that have the highest vehicle insurance rates in the country.

As of this year, Michigan state, Louisiana state and the state of Florida are currently leading as the American states with the highest car insurance rates.

USA States With The Highest Car Insurance Rate:

  1. Michigan ($2,484)
  2. Louisiana ($2,190)
  3. Florida ($1,823)
  4. Connecticut ($1,771)
  5. New York ($1,759)
  6. Kentucky ($1,752)
  7. Nevada ($1,746)
  8. Rhode Island ($1,688)
  9. Delaware ($1,646)
  10. Oklahoma ($1,643
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