How To Easily Apply For The Hustler Fund On Your Phone 2023

Hustler Funds Loan Kenya

How can I apply for the hustler fund loan on my phone?.

Here is a guide on how to easily apply and get a loan approval for the hustler fund on your mobile phone using USSD.

In Kenya, you can access the fund through a USSD code and mobile application platforms of any of the mobile network operators in Kenya.

When your hustler fund loan amount is approved, the loan will be disbursed to your mobile money account where out of the total approved loan amount, 95% shall be deposited to your mobile money wallet.

The remaining 5% shall be deposited to your savings account scheme of the Hustler Fund.

The savings scheme will split savings into 70% long-term and 30% short term savings, such that 70% of the 5% will go into long term (Pension) and 30% of the 5% will go into short term.

The fund does NOT have a processing fee.

With loans from a minimum of Ksh.500 to as high as Ksh.50,000 at 8 per cent pro-rated basis or a daily rate of 0.002 per cent, millions of Kenyans will be in a better position getting a loan despite their loan records.

With that being said, how can you access the Hustler Fund from your phone in Kenya?

Before looking at how to apply for the loan through USSD, let’s first have a look at the requirements of qualifying for the loan.

Hustler Fund Loan Requirements:

  • Must be a Kenyan citizen of 18 years of age and above
  • Must have a valid national Identification Card (ID)
  • Must have a registered mobile number from a recognized Mobile Network Operator in Kenya (Safaricom, Airtel and Telkom etc).
  • Have a mobile money account, i.e., either Airtel Money/M-PESA/T-Kash
  • The SIM card in question can/will only be eligible if it has been used for more than 90 days.
  • Reside and conduct economic activities in Kenya.
  • Provide the Location of residence during the onboarding process (where applicable)
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Dial USSD code *USSD code# or mobile application.

Select the loan request option to view the limit, interest, and loan tenure.

Enter the loan amount and press OK to continue

Confirm loan details as displayed to continue

Enter Mobile Money pin

Be able to receive SMS notifications on Loan allocation with relevant loan information.

Here is exactly how to apply for the hustler fund loan directly from your mobile phone.

To access the hustler fund money through USSD code, dial *254# on your mobile phone using any mobile network operators in Kenya (Safaricom, Airtel and Telkom etc).

Upon fulfillment of all the necessary steps and following the prompt, an SMS will be sent to notify you of your successful registration and the limit assignment.

In the event of a failed registration, the borrower (you) will be notified via SMS.

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